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Condo and HOA claims

When a storm or water loss hits a condominium or community, the master policy, the association's duties, and each owner's coverage all meet. We help associations and owners recover what the policies owe.

What we handle

Master policy claims
Roofs, exteriors, common areas, and building systems damaged by storms, water, or fire.
Underpaid building losses
Estimates that miss the scope of a multi-unit building or price it below real repair costs.
Unit owner claims
Interior damage, loss assessments, and disputes over who covers what.
Delays that stall repairs
Claims stuck while residents wait for the building to be fixed.

Signs you should talk to a lawyer

  • The insurer's estimate doesn't cover the building's real repairs
  • The claim has stalled for months
  • Owners and the association disagree about coverage
  • A special assessment is coming because the claim fell short

How we help

  1. Review the master policy and governing documents
  2. Coordinate experts to document the full building loss
  3. Communicate clearly with boards, managers, and owners
  4. Pursue appraisal or litigation when needed

Questions

Do you represent associations or unit owners?

Both, depending on the claim, as long as there's no conflict between them. We'll tell you up front if there is.

Does the master policy cover my unit's interior?

It depends on the policy and the association's documents. Many interiors fall to the unit owner's own policy. We can review both.

Tell us what happened

Send the form, or reach us directly. We'll review your situation for free and explain your options.

Other areas we handle

Free case review

Best way to reach you

Sending this form does not create an attorney-client relationship. Please don't include confidential details until we confirm we can represent you.

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